FAQ - Secure Investment Now LLC

Questions? We have answers.

What Services Does Secure Investment Now LLC Offer?
We offer a range of services tailored to meet your real estate investment needs. Our offerings include Fix & Flip, Buy & Hold, Refinance, Commercial, New Construction, and Private Money Loans. We also provide Proof of Funds Letters, Collateral DNA Reports, Debt Stack Reports, and access to high-equity off-market property leads, so you are not competing with other investors in your area.
What are the benefits of private money lending?
Benefits include quicker access to capital, flexibility in loan terms, no minimum credit score requirements, and the ability to secure financing for properties that may not meet traditional lending criteria.
Are you a Lender or a Broker, and are there fees or commissions involved?
We are both a lender and a broker. If, for any reason, we cannot provide the funding you need, we have a large network of lenders we work closely with and can broker the funds to you. We prioritize providing investors with multiple options for the best rates and quickest closings. If you need 100% funding, we also offer split equity opportunities to cover your purchase, rehab, and closing costs. Regardless of the loan type, there is always a 3% broker fee, which is standard in the industry.
How do you decide the amount to lend?
It is based on the asset you have under contract. Generally, we lend up to 90% of the purchase price and 100% of the rehab cost. Ask us how you can qualify for up to 100% financing.
I need 100% financing. Can you do that?
Yes, when joint venturing with us, we can provide up to 100% financing.
What Does True 100% Funding Mean?
We will lend up to 100% towards your purchase, rehab, and closing costs—up to 70% of the ARV—when a joint venture is established between Secure Investment Now LLC and the borrower.
How long does it take to close a transaction from start to finish?
Typically, we close in about 14 days after receiving all required documentation. However, obtaining all documents can take three to four weeks. The main factor is how quickly you and your team supply the necessary paperwork. While we can process our part in roughly 14 business days, we recommend allowing 30 days for the entire process.
What Does FHA Cap Mean?
The FHA Cap represents the maximum loan amount for the county where the investment property is located. To find the FHA Cap in your property’s county, visit: FHA Mortgage Limits (hud.gov).
What Does ARV Mean?
ARV stands for After-Repair Value. It is the estimated value of a property after all renovations are completed.
What Does Asset-Based Lending Mean?
Asset-based lending is when loan approval is primarily based on the value of the real estate property under contract rather than the borrower’s creditworthiness. While a borrower’s ability to repay is considered, the loan-to-value decision relies mainly on the property itself.
What are your Loan Terms?

Loan Amounts: From $30,000 up to the FHA Cap in the property’s county, with additional funding solutions available.
Rates: Starting at 7% annualized interest with origination fees from 0-3% and no prepayment penalties. (Credit score affects rates but does NOT determine loan approval.)
Loan Terms: 6 months to 2 years for Fix & Flip projects, and up to 30 years for Buy & Hold or Refinance loans.
Approval Limits: One loan per applicant until a proven track record is established.

Do I need an appraisal, and how much will it cost?
Yes, Secure Investment Now LLC requires an appraisal before closing. Appraisal costs typically range from $400 to $700, depending on the property’s location.
Is a licensed & bonded contractor bid required?
In most cases, we require an itemized bid from a licensed and insured contractor before processing the loan.
Is my information kept confidential?
Absolutely 100%! Your privacy is of the utmost importance to us. Any information you provide remains completely confidential. If you’re looking for a reliable, reputable company that will treat you with professionalism, understanding, and respect—you’ve come to the right place!

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